Making crypto payments rewarding

Our payment ecosystem aims to provide a rewarding experience for all participants in our ecosystem, including merchants, businesses, users and investors through our $PAY token.

We designed our payment gateway for peer-to-peer (P2P) transactions, aiming to remove the middlemen and financial intermediaries involved in traditional payments. Below are some rewards for using PayBolt for both businesses and users:

Merchant discounted rate

Merchants using traditional payment rails are subject to 3-5% in payment processing fees called MDR, By using PayBolt gateway, they will be able to save anywhere up to 90% from payment processing fees. Avoiding credit card chargebacks Using PayBolt merchants avoid the headache of having to deal with chargebacks from shoppers and fraudsters. 80% of businesses report they are regularly spending resources dealing with credit card chargebacks. With crypto payments none of that will be an issue.

Instant settlement

With PayBolt businesses no longer have wait for T+2 or T+3 to receive funds from sales. Crypto payments are transparent, final and settled almost instantly. This is invaluable as it allows businesses access to their cash flow sooner.

Low Transaction Fees For Users

Crypto payments via PayBolt can be sent and received at very low costs, as the system will pick up the fastest blockchain to utilize to settle the transaction depending on the crypto chosen by the user. $PAY Reward for businesses & users

This includes the introduction of other crypto DEFI products such as staking, earning interest on your crypto, crypto-lending etc. PayBolt Merchant DApp allows $PAY staking for rewards. The more tokens staked, the more rewards accrued. It is available to both merchants and consumers. DApp will lock the $PAY tokens according to the desired locking period and distribute rewards periodically. Users can stake $PAY tokens and receive rewards when they make payments using PayBolt.